Health Insurance - What I Need to Know
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If you're nearing the time of leaving foster care, you're going to want to ensure you still have health coverage.
Most people get health insurance through their employers, but if this isn't an option for you, you may be able to get health insurance these other ways:
- Medicaid to 21 - Medicaid to 21 is a health insurance program specifically for Washington State foster youth who are leaving foster care and want to continue receiving medical benefits until age 21. This is the first program that you should check to see if you are eligible.
- Basic Health - Basic Health provides low-cost health care coverage for Washington State residents who meet the eligibility requirements. Basic Health has limited space and you may be placed on a wait list.
- Student Health Plans - Many colleges offer basic health insurance to students. If you are planning to go to college, contact your school's health service or registrar's office and ask about the specific details.
Health insurance can be expensive. But, having no insurance is risky and could end up being far more expensive. If none of the options listed above are viable possibilities for you, you may have to research and buy coverage for yourself or pay for doctor’s visits from your own pocket.
Thankfully, many community health programs offer medical services where the fee for services is based on your income and you pay what you can afford. To find one of these health care centers, go to http://findahealthcenter.hrsa.gov.